Protect what matters.

Where Do You Want To Begin?

Retirement Income Planning

Create an income stream that will last your entire retirement. Lifetime income can help prevent you from completely exhausting your retirement assets. We’ll work with you to help plan your income strategy.

Family Life Planning

Find out how you can provide for your family even if tragedy strikes. We’ll help make sure your survivors live comfortably. We offer options for every stage of life!

Business Planning

We are well-equipped to handle even the most complex business cases. Whether your company needs to fund a buy-sell/cross purchase agreement, implement a new group employee benefit option, or even replace revenues from a key-employee, Twin Cities Mutual has the right strategies for you!

Estate Planning & Asset Protection


Life insurance is often required for your estate plan. Some estates even leverage life insurance as an estate tax savings tool. Attorneys don’t want to work with just any insurance professional – there’s too much room for error. We’ll help make sure your beneficiary and ownership designation is set up exactly how your plan requires, so you can take advantage of the legal and tax advantages of life insurance.

Commercial Insurance Needs


Twin Cities Mutual isn’t just a life & retirement firm. We offer many types of business & commercial insurance. Our property & casualty products include condo/home association coverage, apartment owners insurance, business owners insurance, inland marine coverage, general liability, professional liability, and crop insurance.



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